20 Greatest Cash Saving Apps (I’ve Used Many Of These Apps!)


Share post:


In search of the finest cash saving apps and web sites?

In relation to utilizing know-how to lower your expenses, there are a selection of cash saving apps and web sites to select from. I’ve sifted by means of the perfect private finance apps to search out which of them will provide help to save probably the most cash, and I’m sharing a listing and abstract of your finest choices.20 Best Money Saving Apps

What I really like about these sorts of apps is you could simply maintain monitor of your financial savings. You possibly can merely pull out your telephone and see what’s taking place along with your funds. 

Whether or not they make managing your cash simpler, permit you to make or save extra money, simplify monetary duties, lower your bills, or one thing else, there are a lot of advantages to the apps I’m sharing right this moment.

Saving cash is so vital, however it may be troublesome to do with the rising price of issues. That’s why each little bit counts in relation to saving cash!

The cash saving apps and web sites under will provide help to:

  • Lower your expenses out of your telephone
  • Save/earn cash when buying on-line
  • Handle your cash on-line
  • Aspect hustle on-line
  • Save while you grocery store
  • Set and reaching financial savings targets
  • Make investments on your future
  • Enhance your spending habits
  • Lower your bills

And extra.

The apps I’m sharing will work on Apple iOS, Android, laptop computer, and/or pill. You ought to be ready to enroll in them by means of your telephone’s app retailer or by visiting the corporate’s web site.

In right this moment’s article, I’m going to clarify the highest cash saving apps and reply steadily requested questions, reminiscent of if cash saving apps are protected, why these apps are keen to pay you money, and extra.

Associated content material: 

20 Greatest Cash Saving Apps


Earlier than we start, I need to shortly listing out the entire finest cash saving apps under:

  1. Private Capital
  2. Capital One Buying
  3. Upside
  4. Fetch Rewards
  5. Ibotta
  6. Qapital
  7. Yotta Financial savings
  8. Swagbucks
  9. Rakuten
  10. Acorns
  11. American Client Opinion
  12. Neighbor
  13. Survey Junkie
  14. InboxDollars
  15. Decluttr
  16. Bestmark
  17. RVshare
  18. Get Jerry
  19. Chime®
  20. Albert


1. Private Capital

Private Capital is a extremely popular private finance and funding portfolio instrument.

With Private Capital, you’ll be able to see your internet value, see for those who’re saving sufficient for retirement, set a month-to-month spending goal (and arrange your spending and financial savings), analyze your money movement, check out your investments, and extra. 

There’s even a function that analyzes your funding charges. It helps you establish locations it can save you on charges, which can provide help to put extra of your cash to be just right for you.

Private Capital additionally has a high-interest fee financial savings account. This can be a fee-free, FDIC-insured account, and it at the moment gives a financial savings APY of three.35%!

Plus, it’s a free private finance app you could entry proper out of your telephone.

You possibly can study extra about Private Capital right here.


2. Capital One Buying – Mechanically apply coupon codes

Capital One Buying is among the finest cash saving apps as a result of it routinely applies coupon codes while you’re buying on-line. Meaning you don’t should seek for coupon codes, which may prevent money and time.

This is among the finest computerized financial savings apps since you don’t should do something additional.  The Capital One Buying app does the be just right for you by working by means of a wide range of coupon codes as you try, after which it routinely applies the perfect digital coupons for you and your buy.

It’s free to make use of Capital One Buying, and it’s a browser extension that works with all main browsers.

You merely simply store as you usually do, and the Capital One Buying app works within the background. I’ve it put in on my laptop computer, it really works nice, and I’m at all times capable of finding the perfect offers with no additional time spent on my finish.

You possibly can join Capital One Buying right here.


3. Upside – Save at gasoline stations

Upside helps you discover gasoline stations, groceries, and eating places the place you’ll be able to earn money again in your purchases. You merely join a free account, after which have a look at the Upside app to search out locations close to you.

You possibly can earn as much as $0.25/gallon money again at gasoline stations, as much as 30% again on grocery purchases, and as much as 45% again at eating places. This app can assist you offset the price of inflation by serving to you lower your expenses on on a regular basis purchases.

App customers can earn money again at greater than 50,000 areas nationwide, reminiscent of Shell gasoline station, Phillips 66, Burger King, Dunkin Donuts, Piggly Wiggly, and a lot extra.

One in every of my favourite Upside options is the map that tells you the way a lot every gasoline station in your space is charging for a tank of gasoline. This helps you discover the bottom worth doable, whereas additionally supplying you with money again.

You possibly can try Upside right here to study extra.


4. Fetch Rewards – Scan your grocery receipts

If you happen to’re on the lookout for the perfect cash saving app for groceries, I’ve been utilizing Fetch Rewards the previous few months, and it’s so straightforward to avoid wasting on groceries and different every day purchases!

Fetch Rewards is a cashback and present card app that rewards you for purchases that you just’ve already made.

With Fetch Rewards, you’ll be able to earn factors by submitting your receipts to the Fetch Rewards app from any grocery retailer, clothes retailer, restaurant, gasoline station, and extra. Sure, ANY!

Then, you’ll be able to redeem the factors that you’ve got earned for present playing cards (to locations reminiscent of Goal or Amazon) and different rewards.

All you need to do is take an image of your receipt along with your cellular phone, and you’ll simply earn factors. I scan any and all receipts into my Fetch Rewards app and may simply earn rewards.

Right here’s how Fetch Rewards works:

  1. Store such as you usually would
  2. Scan your receipt after you’re achieved
  3. Earn factors on Fetch Rewards

You possibly can join Fetch Rewards right here.


5. Ibotta – Submit your receipts in your on a regular basis purchases

With Ibotta, you merely create an Ibotta account, unlock rebates and rewards, buy groceries, confirm your purchases, after which get money.

This can be a nice every day financial savings app. You possibly can redeem rebates from over tons of of shops, reminiscent of The House Depot, Walmart, Chewy, and Greatest Purchase.

You possibly can earn money again on-line in addition to in-store, which is the place Ibotta actually stands other than different corporations. Plus, you’ll be able to join your favourite loyalty playing cards to your Ibotta account as properly, after which Ibotta routinely applies loyalty reductions.

Ibotta is among the best and finest cash saving apps since you’re getting cash buying such as you usually do. Ibotta then pays you in money or present playing cards to Amazon, Starbucks, and different shops.


6. Qapital – Save with minimal effort

Qapital is an app that may provide help to to avoid wasting, make investments, and spend with cash higher. This award-winning financial savings app has over 2 million customers who’ve saved over $3 billion! 

You possibly can set triggers for saving, like while you put up a standing replace to Fb, each time you go for a run, when the area station flies over your home, and so on. You may as well set computerized deposits, do round-ups, and extra. This may be an effective way to get into computerized financial savings.

Qapital additionally has goal-based financial savings options, making it an ideal app for saving cash for a visit, your wedding ceremony, emergency fund, and extra. You merely set a financial savings purpose, and Qapital routinely strikes cash into that account that can assist you understand your purpose by your deadline.

There’s a small month-to-month charge to make use of Qapital, however you will get a 30-day free trial. After that, they’ve three pricing tiers from $3 a month to $12 a month.

You possibly can join Qapital by clicking right here.


7. Yotta Financial savings – Win as much as $10 million weekly

The Yotta Financial savings app provides you the prospect to win as much as $10,000,000 weekly.

Yotta Financial savings makes use of the psychology that drives People to play the lottery to as an alternative inspire People to save cash.

For each $25 that you just save with Yotta, you’ve the prospect to win $0.10 all the way in which as much as $10,000,000, each week.

If you happen to don’t win, the money you’ve saved nonetheless has a 0.20% financial savings fee, which is twice as excessive because the nationwide common.

I personally signed up for Yotta Financial savings, and I feel it’s a enjoyable solution to get individuals into saving extra money. So many individuals get pleasure from enjoying the lottery, and this may be an effective way to inspire individuals to avoid wasting their hard-earned revenue.

There may be even a Yotta debit card the place you’ll be able to earn 10% again and the prospect to get any merchandise you purchase totally free with the Yotta Debit Card. Plus, your financial savings accounts with Yotta are FDIC insured.

You possibly can click on right here to obtain the Yotta Financial savings app. You may as well study extra in my Yotta Financial savings Assessment.


8. Swagbucks – Full easy duties on-line

I began utilizing Swagbucks years in the past, and it has helped me simply earn additional money on the aspect, and all you want is an web connection.

There are lots of methods you’ll be able to earn cash on Swagbucks, reminiscent of:

  • Watching movies on their web site
  • Enjoying free video games on-line
  • Scanning your receipts
  • Putting in the Swagbutton
  • Printing coupons
  • Answering every day polls
  • Looking out the online and utilizing their search engine

And far more.

Right here’s how Swagbucks works:

  1. You possibly can be a part of Swagbucks by means of my referral hyperlink, and obtain a $10 bonus.
  2. You possibly can then earn factors by taking on-line surveys, looking the online such as you usually do, watching movies on Swagbucks, and buying on-line.
  3. Then, you’ll be able to redeem your factors for PayPal money or present playing cards (reminiscent of to Amazon or Walmart).

As you’ll be able to see, Swagbucks may be very straightforward to make use of!


9. Rakuten – Get money again at on-line retailers

Rakuten (was once known as Ebates) is among the finest apps for saving cash, and it lets you earn free cash for spending the way you usually would on-line.

All you do is click on on a retailer that you just need to store by means of (they’ve tons of shops reminiscent of Walmart, Goal, Previous Navy, and so on.) and store identical to the way you usually would store on-line.

Rakuten makes a fee for referring you to the shop you simply shopped at, they usually offer you a few of that cash again as a reward. This can assist you to trim your bills and put somewhat extra money again in your pocket. Who doesn’t love placing their cash to work?

Once you join by means of my hyperlink, you’ll obtain a free $10 money sign-up bonus.


10. Acorns – Make investments your spare change

Is there an app that saves your spare change? Sure, and it’s known as Acorns!

Based in 2012, Acorns is the unique micro-investment app. Micro-investing means you’re investing in fractional shares of shares. So as an alternative of shopping for a full inventory share, you’ll be able to make investments with smaller quantities of cash, which makes investing extra accessible than ever earlier than.

Acorns permits customers to hyperlink and spherical up transactions to the closest greenback from each debit and bank cards and basically make investments their spare change. Acorns additionally does 2x, 3x, and 10x multipliers on round-ups so you’ll be able to maximize your investments.

For instance: If you happen to use a linked card to purchase a $4.58 espresso, Acorns will spherical it up (to the closest greenback) to $5 and make investments the $0.42 distinction. 

Acorns additionally has many different options inside their app, reminiscent of the flexibility to earn cash when you store, discover jobs, and extra.

You possibly can click on right here to enroll in Acorns.


11. American Client Opinion – Paid on-line surveys

American Client Opinion is a survey firm that I like to recommend, and it’s free to enroll.

You possibly can earn wherever from $1 to $50 per survey taken by means of American Client Opinion, however $50 for surveys is fairly uncommon. All of it is dependent upon the size of the survey, and I might say the typical might be extra round $1 to $5 per survey taken.

American Client Opinion additionally typically provides you free gadgets to check out and provides your suggestions on.

They’ve paid out over $35,000,000 to survey takers and have posted over 20 million surveys. There are additionally over 7,000,000 lively members.

You possibly can join American Client Opinion right here.


12. Neighbor – Hire out your storage

Do you’ve unused cupboard space? If that’s the case, you might be able to earn cash with it.

Neighbor is the Airbnb of cupboard space.

You should use this web site to listing your unused area for lease and earn as much as $15,000 per 12 months. With Neighbor, you’ll be able to lease out your storage, driveway, basement, and even an unused closet.

You possibly can set your personal costs and determine for your self what storage reservations you need to approve. You possibly can even discuss with renters prematurely earlier than deciding in the event that they’re a very good match.

You possibly can join Neighbor totally free right here.


13. Survey Junkie – Share your suggestions

Survey Junkie is a high survey firm that gives on-line surveys that pay money. You merely construct a profile with them, they usually match you to paid on-line surveys that suit your data.

They pay both money by means of PayPal or with present playing cards to locations reminiscent of Amazon, Goal, and extra.

Survey Junkie accepts members from the US, Canada, and Australia.

You possibly can take surveys for money by signing up for Survey Junkie right here.


14. Inbox {Dollars} – Play video games on-line and use coupons

InboxDollars is an internet rewards web site that rewards its members for watching movies, taking surveys, redeeming grocery coupons, enjoying video games on-line, and extra.

It’s free to enroll and free to grow to be a member.

A lot of the paid on-line surveys on Inbox {Dollars} pay from $0.50 to $5.00 and take 3 to 25 minutes to finish. 

Join InboxDollars right here and obtain a free $5.


15. Decluttr – Promote your outdated telephone

Decluttr is a web site the place you’ll be able to promote your outdated cell telephones, CDs, DVDs, video games, and books.

It is among the hottest buy-and-sell digital/tech web sites, and for good cause: They pay properly and shortly.

Right here’s generate profits on Decluttr:

  1. Open Decluttr’s app and get a free on the spot valuation for the gadgets that you just need to promote.
  2. Inform them the make, mannequin, and situation of your cellular phone. If you happen to’re promoting CDs, DVDs, or video games, then you definitely simply enter your barcode or take an image of the barcode with the Decluttr cellular phone app.
  3. If you happen to’re pleased with the quantity that they’re providing you on your merchandise, then you definitely merely get a field (any field that you just assume will maintain it protected whereas it’s within the mail) and pack it up safely to ship to Decluttr. Decluttr sends you a free delivery label, and all you need to do is print out and tape it to your mailing field.
  4. As soon as your merchandise arrives at Decluttr and it’s been seemed over and verified, you’ll obtain cost the following day by direct deposit to your checking account or PayPal.

As you’ll be able to see, it’s straightforward to make use of this web site. When you’ve got gadgets round your property that you’re not utilizing, then this may be a simple solution to generate profits. I additionally suggest buying by means of Decluttr if you wish to lower your expenses on electronics!

You possibly can try Decluttr right here.


16. Bestmark – Thriller buying 

Firms rent thriller consumers as a result of they need to get a greater thought of what the client expertise is definitely like. This may very well be a clothes store, a automobile dealership, a movie show, and extra. Principally, any enterprise that’s promoting one thing to clients can profit from thriller consumers as a result of they need to see their enterprise by means of their clients’ eyes.

Thriller buying could be an attention-grabbing solution to make extra cash on-line, whereas buying in-store, over the telephone, and so forth. 

Up to now, I’ve achieved thriller retailers that paid me precise cash, and others paid me in free gadgets too, reminiscent of a pleasant dinner out and make-up. After utilizing Bestmark for thriller buying, I extremely suggest them.

There is no such thing as a month-to-month charge with Bestmark, and it’s free to enroll!

You possibly can study extra at Need To Make An Additional $100 A Month? Study How To Turn out to be A Thriller Shopper.


17. RVshare – Hire out your RV

When you’ve got an RV that you just aren’t at the moment utilizing, then you definitely might be able to earn $100 to $300 a day or extra by renting it out to others by means of RVShare.

Consider RVshare as Airbnb for RVs.

You possibly can lease every kind of RV on RVShare, reminiscent of:

  • Camper vans
  • Journey trailers
  • Pop-ups
  • Class C Motorhome
  • Class A Motorhome
  • Toy hauler

RVshare additionally securely handles all funds and releases funds to your checking account one enterprise day after the beginning of every rental.

Associated: Have an RV that you just need to lease out? Take a look at How To Make Additional Cash By Renting Out Your RV.


18. Get Jerry – Lower your expenses on automobile insurance coverage

When was the final time you shopped round for automobile insurance coverage?

Though it’s very straightforward, buying round for insurance coverage is one thing that most individuals keep away from as a result of it takes time. The issue is that not buying round can price you tens of 1000’s of {dollars} over your lifetime.

Jerry is an insurance coverage comparability firm that can provide help to get the perfect worth automobile insurance coverage.

With Jerry:

  • You possibly can join in simply 45 seconds
  • Evaluate quotes from over 45 corporations
  • Save a median of $879 per 12 months

You possibly can store automobile insurance coverage charges by means of Get Jerry right here.


19. Chime® – Spherical-up financial savings app

Chime is an award successful monetary app that can provide help to lower your expenses and benefit from your spending. One in every of their most enjoyable options are computerized round-ups while you make a purchase order. Chime will routinely spherical up your buy to the following greenback quantity and save the remaining for you.*

Listed below are much more Chime options:

  • Receives a commission as much as two days early^ while you arrange direct deposit
  • No month-to-month charges and fee-free overdraft
  • Ship fee-free funds to family and friends
  • Increased-than-average APY*

You possibly can join Chime right here. 

Chime is a monetary know-how firm, not a financial institution. Banking companies offered by The Bancorp Financial institution, N.A. or Stride Financial institution, N.A., Members FDIC. 

*Spherical Ups routinely spherical up debit card purchases to the closest greenback and switch the spherical up out of your Chime Checking Account to your financial savings account.

*The common nationwide financial savings account rate of interest of two.00% is decided by FDIC as of November 17, 2022 primarily based on a easy common of charges paid (makes use of annual share yield) by all insured depository establishments and branches for which information can be found. Go to Nationwide Charges and Charge Caps to study extra.

^Early entry to direct deposit funds is dependent upon the timing of the submission of the cost file from the payer. We usually make these funds accessible on the day the cost file is acquired, which can be as much as 2 days sooner than the scheduled cost date.


20. Albert – Easy saving and investing app

Albert is an app designed to make it simpler to avoid wasting and make investments multi functional place. This app has options for saving, investing, and budgeting.

They also have a Genius function, which is an in-app chat the place you’ll be able to ask one in all their Geniuses something associated to cash, from bank cards, shopping for a automobile, scholar loans, and extra. 

You possibly can study extra about Albert right here.


Do cash saving apps really work?

Sure, cash saving apps and web sites really work. They exist for a cause!

Now, not each single one will work for everybody, however there are a lot of choices that you just might be able to check out.

I’ve personally used many cash saving apps and web sites over time, from on-line financial savings accounts, to money again web sites to paid on-line surveys, and extra.


Are cash saving apps protected?

The cash saving apps and web sites included on this article are protected and bonafide.

I did thorough analysis on every firm, and I take advantage of a lot of them myself.


The place do cash saving apps get cash from? Why would they pay me?

Most of the cash saving apps and web sites listed above generate profits in methods reminiscent of:

  • They might receives a commission a fee when a buyer buys one thing from one of many firm’s associate websites.
  • Promoting market analysis information, which is what survey websites pay you for.
  • Show promoting – which suggests getting eyeballs to their web site, app, and so on. – could earn them cash by means of promoting on their web site/platform/app.
  • A few of these apps generate profits since you are promoting one thing to them, after which they resell it, reminiscent of with Decluttr.
  • Thriller buying corporations generate profits from the corporate that’s hiring them to have the thriller store achieved. For instance, a clothes retailer could pay them to search out thriller consumers and conduct the thriller store.

All of them generate profits in a roundabout way, which is why they do what they do.

They’re all respectable, and many individuals earn cash with every of the methods listed on this article.


What are the perfect cash saving apps for iPhone? And what are the perfect cash saving apps for Android?

Out of this listing of apps, Acorns and Ibotta are two of the top-rated iPhone and Android apps. However that doesn’t imply these are the one ones you must try. These corporations all have very user-friendly and protected apps.


What are the perfect cash saving apps?

To shortly recap the above, the perfect cash saving apps embody:

  1. Private Capital
  2. Capital One Buying
  3. Upside
  4. Fetch Rewards
  5. Ibotta
  6. Qapital
  7. Yotta Financial savings
  8. Swagbucks
  9. Rakuten
  10. Acorns
  11. American Client Opinion
  12. Neighbor
  13. Survey Junkie
  14. InboxDollars
  15. Decluttr
  16. Bestmark
  17. RVshare
  18. Get Jerry
  19. Chime
  20. Albert

The cash saving apps above could provide help to to save cash, lower your bills, cut back your charges, construct bigger financial savings accounts, enhance your spending habits, get rewards, generate profits, and extra.

What are your favourite cash financial savings apps?



Please enter your comment!
Please enter your name here


Related articles

Music labels sue nonprofit Internet Archive for copyright infringement

Sony Music Entertainment and five other major music companies sued the non-profit Internet Archive, saying that its posting...

Best outdoor tech deal: HD Digital Camera Binoculars on sale for $122

TL;DR: As of August 12, you can get HD Digital Camera Binoculars for only $121.99 instead of...

Prepared for a stock market rally? The FTSE 100 could top 9,000 within a year!

Proceed with caution While a potential 26% upside is indeed appealing, investors should exercise caution. Prudent...

SolarEdge is among most oversold stocks in S&P 500. Here are others

After slumping 38% this year, shares of SolarEdge Technologies are looking to bounce back, at least according...